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How to Choose Between a 401(k) and an IRA
Though it can take some extra effort to get a full accounting from an employer or 401(k) administrator, the results may be startling, says Jerry Linebaugh, founder of JLine Financial in Louisiana.
A new federal law that went into effect in September made it free for parents to make inquiries about credit files in their child’s name and freeze a file if necessary.
“The annual fees for a 401(k) can easily be more than 3 percent, and in some cases more than 5 percent,” he says, adding that “studies show most people have no idea of the fees they are paying in their 401(k), and many assume they are paying little to no fees.”
Note: These are the opinions of Jerry Linebaugh and the authors and not necessarily those of the Foundations Investment Advisors, are for informational purposes only, and should not be construed or acted upon as individualized investment advice.
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